Tuesday, December 18, 2018

Hours: Monday - Friday 9am - 5pm   Sat by Appointment

Office: 618-235-7700 |   Fax: 618-235-7701  |    Email Us >

Follow Us Follow John Agent on Facebook  

Minimize

Babic Insurance Agency Blog

By Anton Babic on 7/18/2016 1:29 PM

Student & Young Driver Insurance Discounts

Premiums for young drivers can be expensive because insurers look for responsible driving behavior and lifestyle factors when factoring rate discounts. Lack of experience behind the wheel and statistical data are the primary factors that determine insurance premiums for teen drivers. Insurance companies typically define “young drivers” as being between the ages of 16 and 25. People in this age group—especially males, may be classified as high-risk, because they tend to make more insurance claims than any other group of drivers. Statistics show that these drivers are more likely to be involved with traffic violations, accidents, and driving under the influence of drugs or alcohol. As a general rule, it takes at least three years of driving experience before young driver insurance rates begin to decrease.

Minimize

Babic Insurance Agency Blog

You must be logged in and have permission to create or edit a blog.
Minimize

Babic Insurance Agency Blog

Advice for college students
You Got Into a Car Crash…Now What
How to Avoid the Top Five Causes of Car Collisions
Preparing for Colder Weather
Furnace Safety
Be on the Lookout for These Fall Pests
Fall Season Safety Tips
Student & Young Driver Discounts